Term Deposits

If you are looking for a fixed investment that offers regular income for cash investments from $1,000 the Esanda Term Deposit could be the solution you are looking for.

Esanda Term Deposits offer fixed interest rates over investment terms to meet your unique needs, from 1 month to 5 years, and depending on your selected term you can have interest paid monthly, quarterly, half-yearly, yearly or at maturity.

Get in touch with us now:

   Find out more about Esanda Term Deposits

   Call us on 1800 040 729
 

Important notes

Esanda Term Deposits are issued by Australia and New Zealand Banking Group Limited ABN 11 005 357 522. (ANZ)

A minimum investment of $1,000 is required. At the end of the term, if you have not told us what you want to do with your funds, we will reinvest them in the same type of Esanda Term Deposit. In this case, the interest rate applicable to your new Esanda Term Deposit may be lower or higher than the interest rate on your maturing Esanda Term Deposit. You can contact us at maturity of your Esanda Term Deposit to confirm the interest rates that will apply upon reinvestment.

If you decide to withdraw all or part of your Esanda Term Deposit prior to maturity a $30 fee will be payable. Esanda will be entitled to reduce the interest rate payable on the Esanda Term Deposit when there is an early withdrawal.

Deposit accounts with ANZ with balances of up to and including A$1 million in total are guaranteed by the Federal Government without charge. The guarantee applies to the total balance held in one or more ANZ deposit accounts by each legal entity, up to a maximum amount of A$1 million. For further information please refer to the Financial Claims Scheme.

To apply for an Esanda Term Deposit, you will need to meet ANZ's identification requirements by completing the Esanda Term Deposit Identification form (PDF 68kB).

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. Esanda recommends you read the Terms and Conditions (PDF 184kB) and the Financial Services Guide (PDF 104kB) before deciding whether to acquire, or continue to hold, the product.

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