Estimate your monthly repayments with our car loan repayment calculator. If you have not yet contacted us for an indicative rate but wish to estimate repayments, our rates start from loading product data(View current rates)% p.a. (comparison rate loading product data(View current rates)% p.a.*). Your actual interest rate and repayments will depend on Esanda's credit assessment of your application.

Key features

Quick response

Know if your application has been approved normally within 3 business hours

No deposit

100% finance is available to approved customers. You may be able to bundle your insurance and onroad costs in the total

Peace of mind

Loan repayments are set for the life of the loan, so you know what repayments are

Lower interest

Using the car as security means we can offer lower interest rates than most personal loans

Call 1300 365 652


Note: A balloon amount is only available to approved applicants and is subject to several factors considered as part of your loan application. A Balloon is only available on a loan term of 1 to 5 years.

If you are a business customer, please use our business loan repayment calculator.


  1. This calculator is provided for illustrative purposes only and does not constitute a quote. Information provided by this calculator is based on the accuracy of information provided by you and does not take into account your personal needs and financial circumstances.
  2. Esanda will not store the information provided in this calculator.
  3. Additional fees and charges apply.
  4. All applications are subject to Esanda's normal credit approval criteria.
  5. This calculator is not applicable for Novated Lease

* Comparison rate shown for a secured loan on a loan amount $30,000 over a term of 5 years based on monthly repayments. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.