Leasing |
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You (the Lessee) have no initial outlay for GST by the customer for acquisition of the asset.
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GST is payable on the lease charges which form part of the rentals and on the residual.
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The capital amount upon which the rentals and residual are calculated is determined after allowing for any input tax credit that Esanda is entitled to.
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You (the Lessee) may be able to claim the GST paid via Input Tax Credits each month or quarter. However you should first check with your tax advisor.
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Esanda will issue a tax invoice for the schedule of lease payments due at the commencement of the lease.
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Commercial Hire Purchase(CHP) |
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No GST is payable on the repayments or any lump sum final payment.
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No GST is payable on the terms charges.
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GST is payable by the customer upfront on the value of the chattel purchase.
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Esanda may, at our discretion, finance the GST component of the asset purchase.
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You may be able to claim an Input Tax Credit on the GST paid, however you should first check with your tax adviser.
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Esanda will issue a tax invoice to you at the time the CHP agreement is entered into.
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Chattel Mortgage |
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No GST is payable on the repayments.
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No GST is payable on the interest charges.
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You will need to pay GST on the initial chattel purchase, if the supplier is registered for GST.
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Esanda may, at our discretion, finance the GST component on the asset purchase.
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You may be able to claim an Input Tax Credit on the GST paid, however you should first check with your tax adviser.
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You will need to obtain a tax invoice directly from the supplier.
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Business Loans |
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No GST is payable on the repayments.
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No GST is payable on the interest charges.
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You will need to pay GST on the initial chattel purchase, if the supplier is registered for GST.
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Esanda may, at our discretion, finance the GST component.
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You may be able to claim an Input Tax Credit on the GST paid, however you should first check with their tax adviser.
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You will need to obtain a tax invoice directly from the supplier.
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Consumer Loans |
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No GST is payable on the repayments.
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No GST is payable on the interest charges.
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You will need to pay GST on the initial chattel purchase, if the supplier is registered for GST.
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Esanda may, at our discretion, finance the GST component on your purchase.
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Investments |
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There are no GST affects on Debenture Stock or Unsecured Notes for Esanda Investors.
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