About us

Our proven track record

Esanda is one of Australia’s longest standing vehicle finance providers and has been looking after the auto finance needs of Australians for over 50 years. As a business of ANZ, Esanda customers have the peace of mind of knowing that their loans are both secure and competitive.

Esanda's history

Due to our extensive knowledge in the car finance industry, and our relationship with ANZ, Esanda continues to offer innovative, cost efficient finance solutions. Whether seeking finance for a single vehicle or many, Esanda can assist individuals and businesses with their vehicle asset finance needs in an increasingly competitive world.

October 2015 ANZ announces the sale of the Esanda Dealer finance portfolio to Macquarie Group Limited. This ends the era of Esanda finance being available at Australian car dealerships.  Esanda will continue to offer car finance solutions direct to Australians over the phone and online.

August 2009 Esanda became a division of ANZ, having previously been a wholly owned subsidiary.

1990s Esanda Finance Corporation Limited's growth continued strongly and by the mid 1990's Esanda Finance Corporation Limited had became Australia's largest finance company and was ranked in the top 10 financial institutions in Australia.

1980s ANZ acquired the Bank of Adelaide which brought Finance Corporation of Australia Limited (FCA) into the organisation. In 1984, Esanda Limited acquired all the share capital of FCA. Two years later, on 18 September 1986, following the merger of the operations of the two groups, Esanda Limited changed its name to Esanda Finance Corporation Limited.

As a result of the ANZ acquisition of the National Mutual Royal Bank in April 1989, Esanda Finance Corporation Limited acquired the business of Mercantile Credits Limited, a subsidiary of NMRB. This move cemented Esanda Finance Corporation Limited's position as the leading Australian finance company.

1970s A merger saw Esanda Limited became a wholly owned subsidiary of the Australia and New Zealand Banking Group Limited, one of Australia's major banks. During the next decade the business continued to grow and Esanda Limited became the second largest finance company in Australia.

1953 Esanda Finance Corporation Limited's origins can be traced back to the Industrial Finance Department, which was set up by the ES&A Bank (English Scottish and Australian Bank Ltd) in 1953 specifically to provide asset finance. The financial services provided by this department were soon in such great demand that, on 21 October 1955, the ES&A Bank formed the wholly owned subsidiary Esanda Limited. The name Esanda is taken from ES and A.